|
Shopping Online
Don't
Get Caught On The Net!
Shopping online
opens up a whole world of goods and services. With the simple click
of a mouse, you can order tulip bulbs directly from Holland, exotic
spices from Turkey or hand-woven wall hangings from Mexico or Morocco.
The World Wide Web has
expanded the international market place in a way never before possible,
giving consumers unlimited choices.
But shopping
electronically - especially when you're dealing with vendors in other
countries - opens up a whole world of questions.
-
Are
the prices posted in UK pounds or some other currency?
-
Does
the company ship internationally?
-
How
long will it take for an order to be delivered?
-
Will
unexpected taxes or duties be added to the price?
-
If
there's a problem, where can you get it resolved?
The same
laws that cover the "real world" also cover the Internet, so
if you buy from a UK site, all the laws that apply in the UK apply to
your purchases.
Be careful if you buy
from a non-UK site, the laws of that country will apply!
Buying Tips
-
Know
who you're dealing with.
Do some homework to make sure a company is legitimate before doing
business with it. Identify the company's name, its physical address,
including the country where it is based, and an e-mail address or
telephone number, so you can contact the company with questions or
problems. And consider dealing only with vendors that clearly state
their policies. Is the company affiliated with industry groups or
trade associations that you trust?
-
Know
what you're buying.
Shop around for the best deal and look for accurate, clear and easily
accessible information about the goods or services being offered.
Contact the company to clear up any questions before you place an
order.
-
Understand
the terms, conditions and costs involved in the sale.
Find out upfront what you're getting for your money and what you're
not. Get a full, itemised list of costs involved in the sale, with
a clear designation of the currency involved, terms of delivery or
performance, and terms, conditions and methods of payment. Make "time
the essence of the contract" if you need delivery by a certain
date, eg birthday presents, etc.
-
Look
for information about restrictions, limitations or conditions of the
purchase; instructions for proper use of products, including safety
and health care warnings, warranties and guarantees, cancellation
or refund policies and the availability of after-sale service.
-
Protect
yourself when paying online.
Look for information posted online that describes the company's security
policies, and check whether the browser is secure and encrypts your
personal and financial information during online transmission. That
makes the information less vulnerable to hackers.
-
More
information about security when shopping online can be found on the
TrustUK* website.
-
Buy
with a credit card for extra security.
Remember when you use your credit card you get extra protection -
be secure to check your statements carefully to ensure all entries
are correct, also check the prices, especially if they are shown in
a foreign currency.
-
Look
out for your privacy.
All businesses require information about you to process an order.
Some use it to tell customers about products, services or promotions,
but others share or sell the information to other vendors - a practice
with which you may not be comfortable.
Shop only from online vendors that respect your privacy. Look for
the vendor's privacy policy on the website. The policy statement should
reveal what personal identifying information is collected about you
and how it will be used, and give you the opportunity to refuse having
your information sold or shared with other vendors. It also should
tell you whether you can correct or delete information the company
already has about you.
-
Keep
copies of documents.
Print off any e-mails, adverts, confirmations, terms and conditions
of sale so you have "hard copies" to refer to.
Understand what recourse you have if you run into problems with your
purchase.
Do business only with companies that state their commitment to customer
satisfaction and their policy to resolve consumer complaints or difficulties
quickly and fairly, without imposing excessive charges or inconvenience.
Remember if you use UK sites it will be easier to enforce your rights
- look for a UK address and make sure the prices are in sterling (just
having "UK" in a company name does not necessarily mean
the trader is UK based).
-
Beware
of import costs.
Imported goods can be cheaper, but VAT and DUTY can push
up the price. Remember only imports under £18 (including postage and
packing) are free from duty or VAT and tobacco, perfume and alcohol
are liable whatever they cost.
|